When applying as a self-employed individual or business owner, lenders require additional and different documentation to verify income, business viability, and financial stability. Below is a typical list of documents you will need to furnish:
Identity Verification: PAN card, passport, driving licence, or voter ID card
Residential Proof: Current utility bill (within the last 3 months), Passport, or a valid Rent/License Agreement
Financial Records: Bank statements from the last 1 year
Income Evidence: Latest Income Tax Returns (ITR), Profit & Loss Statements, or audited financials (if applicable)
