Eligibility Calculator

Monthly Net Income (₹)

₹

₹15,000₹10,00,000

Existing Monthly EMIs (₹)

₹

₹0₹5,00,000

Annual Interest Rate (%)

5%25%

Preferred loan term (In Months)

Your maximum loan eligibility

₹0*

*Eligibility calculated with 50% FOIR. Final terms may vary based on credit history.

Loan Eligibility Calculator

Determine your maximum eligible loan amount based on your income and existing obligations.

Select Loan Type

Loan Range: ₹1,00,000 — ₹5,00,00,000

Monthly Net Income (₹)

Existing Monthly EMIs / Obligations (₹)

Current Annual Interest Rate (%)

Annual % (7 — 18)

Desired Loan Tenure

Years

Months

Max Affordable Monthly EMI ₹40,000

This is the maximum monthly payment you can afford based on your income and existing obligations.

Maximum Eligible Loan Amount (Calculated) ₹25,27,998

This is the largest loan principal that matches your Max Affordable EMI for the selected rate and tenure.

Gross Affordable EMI Pool: ₹50,000

Existing Obligations: ₹10,000

FOIR/DTI Used: 50% (Preset)