Scale Operations
with Business Capital
Fuel your growth with unsecured business loans. Get the working capital you need for inventory, expansion, or equipment with minimal documentation.
- Loans up to ₹75 Lakhs
- Collateral-Free Financing
- Repayment terms up to 60 months
Fast-Track Funding
Experience a paperless digital journey designed for modern entrepreneurs
Starting Interest
14%*
reducing p.a.
Maximum Limit
₹75 L
unsecured
Business Loan Desk
Chat with our corporate relations team
Encrypted & Secure Portal
Business Loan Features & Benefits
Scale your enterprise with strategic financing solutions designed to provide the capital you need, when you need it.
Large Capital Access
Secure funding up to ₹10 Crore for expansion, inventory, or machinery.
Unsecured Loans
Access collateral-free business loans for MSMEs with minimal risk to your personal assets.
Flexible Repayment
Manage your cash flow with easy repayment tenures ranging from 12 to 84 months.
Rapid Funding
Don't let opportunities wait. Get your business funds disbursed within 48-72 hours of approval.
Tax Efficiency
The interest paid on your business loan is tax-deductible as a business expense.
Working Capital
Avail overdraft facilities to bridge temporary gaps in your daily operational costs.
Top Features of Our Business Loans
- Loan Amount: ₹1 Lakh to ₹50 Lakhs
- Tenure: 12 to 60 months
- Interest Rate: Starting from 12% p.A.
- Disbursal Time: Within 3 working days
- No collateral required
Business Loan Eligibility and Documents
Read on to know the criteria required to apply for our Home Loan.
EMI Calculator for Business Loan
We offer flexible EMI options so you in no way experience the pinch.
- Choose tenure: 1 to 5 years
- Pay in clean month-to-month installments
- No prepayment penalty
- Disbursal Time: Within 3 working days
- Pay early and keep on interest
EMI Calculator
Monthly EMI: ₹0
Total Interest: ₹0
Total Payment: ₹0
Business Loan Eligibility Criteria
Criteria Requirement Age 21 to sixty five years Business Vintage Minimum 2 years in operation Annual Turnover ₹10 Lakhs and above Credit Score 650+ Business Type Sole Proprietorship, Partnership, Pvt Ltd, LLP
Tip: A healthy credit profile boosts your business loan eligibility immediately.
Documents Required for Business Loan
- KYC Documents: PAN Card, Aadhaar Card
- Business Proof: GST certificates, Business Registration
- Business Proof: GST certificates, Business Registration
- Disbursal Time: Within 3 working days
- Others: Trade License, Shop Act License, Rent Agreement (if applicable)
Fees and Charges for Business Loan
The expenses and fees of domestic loans normally vary from lender to lender and from case to case. The aforementioned table will provide you with a fair concept of the costs and fees related to domestic loans:
Particulars
Charges
Loan Processing Fees
0.25% to 2% of Loan Amount
Loan Cancellation
Nill - 5% (according to Bank/NBFC)
Stamp Duty Charges
As per the Value of the Property and State Tax
Legal Fees
As per actual
Penal Charges
Usually 2% per month
EMI / Cheque Bounce Charges
Approx 500/-
FAQ'S
Q1. Can I get a commercial enterprise loan with out ITR?
Q2. How lengthy does it take to disburse the mortgage?
Q3. Is collateral required?
Q4. Can I get a loan with a low credit rating?
Q5. What is the max mortgage I can get for a small business?
Business Loan Eligibility Criteria
Criteria Requirement Age 21 to sixty five years Business Vintage Minimum 2 years in operation Annual Turnover ₹10 Lakhs and above Credit Score 650+ Business Type Sole Proprietorship, Partnership, Pvt Ltd, LLP
Tip: A healthy credit profile boosts your business loan eligibility immediately.
Documents Required for Business Loan ​
We offer flexible EMI options so you in no way experience the pinch.
- KYC Documents: PAN Card, Aadhaar Card
- Business Proof: GST certificates, Business Registration
- Business Proof: GST certificates, Business Registration
- Disbursal Time: Within 3 working days
- Others: Trade License, Shop Act License, Rent Agreement (if applicable)
EMI Calculator for Business Loan
We offer flexible EMI options so you in no way experience the pinch.
1- Choose tenure: 1 to 5 years
2- Pay in clean month-to-month installments
3- No prepayment penalty
4- Pay early and keep on interest
EMI Calculator
Monthly EMI: ₹0
Total Interest: ₹0
Total Payment: ₹0
Top Features of Our Business Loans ​
- Loan Amount: ₹1 Lakh to ₹50 Lakhs
- Tenure: 12 to 60 months
- Interest Rate: Starting from 12% p.A.
- Disbursal Time: Within 3 working days
- No collateral required
Q1. Can I get a commercial enterprise loan with out ITR?
Q2. How lengthy does it take to disburse the mortgage?
Q3. Is collateral required?
Q4. Can I get a loan with a low credit rating?
Q5. What is the max mortgage I can get for a small business?
Top Features of Our Business Loans
- Loan Amount: ₹1 Lakh to ₹50 Lakhs
- Tenure: 12 to 60 months
- Interest Rate: Starting from 12% p.A.
- Disbursal Time: Within 3 working days
- No collateral required
Business Loan Eligibility and Documents
Read on to know the criteria required to apply for our Home Loan.
EMI Calculator for Business Loan
We offer flexible EMI options so you in no way experience the pinch.
- Choose tenure: 1 to 5 years
- Pay in clean month-to-month installments
- No prepayment penalty
- Disbursal Time: Within 3 working days
- Pay early and keep on interest
EMI Calculator
Monthly EMI: ₹0
Total Interest: ₹0
Total Payment: ₹0
Business Loan Eligibility Criteria
Criteria Requirement Age 21 to sixty five years Business Vintage Minimum 2 years in operation Annual Turnover ₹10 Lakhs and above Credit Score 650+ Business Type Sole Proprietorship, Partnership, Pvt Ltd, LLP
Tip: A healthy credit profile boosts your business loan eligibility immediately.
Documents Required for Business Loan
- KYC Documents: PAN Card, Aadhaar Card
- Business Proof: GST certificates, Business Registration
- Business Proof: GST certificates, Business Registration
- Disbursal Time: Within 3 working days
- Others: Trade License, Shop Act License, Rent Agreement (if applicable)
Fees and Charges for Business Loan
The expenses and fees of domestic loans normally vary from lender to lender and from case to case. The aforementioned table will provide you with a fair concept of the costs and fees related to domestic loans:
Particulars
Charges
Loan Processing Fees
0.25% to 2% of Loan Amount
Loan Cancellation
Nill - 5% (according to Bank/NBFC)
Stamp Duty Charges
As per the Value of the Property and State Tax
Legal Fees
As per actual
Penal Charges
Usually 2% per month
EMI / Cheque Bounce Charges
Approx 500/-
FAQ'S
Q1. Can I get a commercial enterprise loan with out ITR?
Q2. How lengthy does it take to disburse the mortgage?
Q3. Is collateral required?
Q4. Can I get a loan with a low credit rating?
Q5. What is the max mortgage I can get for a small business?
- About Business Loan
We offer quick approvals, minimal documentation, and flexible repayment options to help your business scale faster.
Our Top Banks and NBFC’s business loans are designed to support entrepreneurs, SMEs, and startups in Mumbai to expand operations, manage working capital, purchase equipment, or invest in growth opportunities
Business Loan EMI Calculator
Calculate your Equated Monthly Installment for business expansion and capital needs
Total Amount Payable Breakdown
- Key Features & Benefits
- Loan amount from ₹1 Lakh to ₹50 Lakhs
- Quick approval & fast disbursal
- Collateral-free loans for SMEs & professionals
- Flexible repayment tenure (1 – 7 years)
- Attractive interest rates starting from 12% p.a.
- Working capital & expansion funding available
- Eligibility Criteria
- Age: 21–65 years
- Business vintage: Minimum 2 years in operation
- Minimum turnover: ₹10 Lakhs per year (depending on loan amount)
- Credit score: 700+ preferred
- Financial records: Healthy cash flow & repayment history
- Required Documents for Salaried Applicants​​​
- PAN and Aadhaar​
- GST, incorporation certificate
- Address and identity proof of proprietor / partners / directors
- Bank statements for last 1 year
- Form-16 / ITR of last 2 years
- Financial statements / profit & loss / balance sheet (if available)
- Required Documents for Self-Employed Applicants​
- PAN and Aadhaar​
- GST, Udyam
- Proof business is at least 3 years old
- Bank statements (last 12 months)
- ITR of last 3 years
- Financial statements / profit & loss / balance sheet (if available)